I found this handy tool to calculate how much Interest you are paying on your Loans and Credit cards it also allows you to see what happens if you increase or decease your monthly payments and how long it will take you to pay them off at the new monthly rate!

Payback Time Calculate How long until you pay off your credit card.

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Click to enlarge

I took this photo in the Winter of 2008 and it's here as a reminder of just how much snow had fallen, the snowbanks are almost as high as the roof of the house and much higher than the Jeep sitting in the driveway. This amount of snow has not been seen here in the Ottawa area for close to forty years. According to data available the winter snowfall record is 441 cm (just a hair over 14 feet) set in the winter of 1970 to 1971! The amount of snow we received in 2008 was 429 cm (12cm short of the record) and cost the city of Ottawa over $18.5 million on snow removal.

Sept 2nd 2010
I added a review of the The Mediasonic Pro Box 4 Bay Enclosure, have a read Here

Aug 26th 2010
I added an article about ATSC what the heck is it and why you want to know about it, have a read Here

Aug 26th 2010
I added a review of the AVerMedia AVerTV Hybrid Volar MAX USB Stick, have a read Here

Aug 25th 2010
I added a review of the Datacolor Spyder3TV Color Calibrator, have a read Here

Aug 4th 2010
I added a review of the Kobo eReader, have a read Here

June 10th 2010
The Audio Critic Web 'Zine is now part of biline.ca along with 14 downloadable back issues of the the Printed magazine, have look by clicking Here

Nov 6th 2009
I added a tutorial on How to install the 'Snow Leopard' Mac OSX (10.6) on almost any Intel based PC or Laptop to create a Hackintosh, have a read Here

April 29th 2009
I added a tutorial on How to install the 'Leopard' Mac OSX on almost any Intel based PC or Laptop to create a Hackintosh, have a read Here

April 12th 2009
I decided to retire the message board as I was constantly having to delete false posts containing links to porn and viagra related medications, that and I also noted that no new relevant posts have been added in a while so it was time to retire the board.

Nov 15th 2008
I added information and Photos of The Billings Estate Museum, click Here to read

Nov 14th 2008
I added information and photos about the Spooky Wagon ride at Cannamore Orchards, click Here to read

Aug 20th 2008
I added information and photos from the Papanack Zoo, click Here to read

Aug 19th 2008
Added some information about Pinhey's Point Hertiage Park and Museum it`s also the place where Riverfest is held during the last long-weekend in August, click Here to read

Aug 11th 2008
I spent the Canada Day celebrations this year at Petrie Island and of course have a few photos and info for you, click Here to read.

Aug 10th 2008
I added Information and Photos from the Maple Sugarfest held in Richellieu Park, click Here to read.

Aug 10th 2008
We were recently at the Château Montebello so I took a few photos, click Here to read.

Aug 10th 2008
I added our recent visit to the Foley Mountain Conservation Area near the town of Westport, the panorama photo is worth a look, click Here to read.

Aug 10th 2008
We recently went back to visit Parc Safari so I have updated my previous article with many new photos and information, click Here to read.

Aug 9th 2008
I revisited the Bonnechere caves this summer and have replaced most of the photos that were in the original article with newer ones so have a look, click Here to read

Aug 1st 2008
Looks like the article on Storyland is worth posting as it's impending demise has passed and a new owner for the park has given Storyland a new lease on life, click Here to read.

March 29th 2008
I added a tutorial on converting DVD's to the new H.264 format with AAC 5.1 Audio, have a read Here

Feb 10th 2008
Added review of the 1:43 Epoch Indoor Racer click Here to read.

Feb 11th 2008
Added review of the 1:36 Losi Micro-T click Here to read.

Feb 12th 2008
Added review of the 1:50 Microz GT click Here to read.

Jan 15th 2008
Changed the layout of the RC Toys section to include the RC types by Scale or type.

Nov 14th 2007
I added an article on the "Third World Bazaar" located in Manotick this is a must visit as it's only open in the Fall for a few weekends, you can read it Here

Oct 17th 2007
I added a review of the E-flite Blade Cx2 RC helicopter, have a read Here

October 13th 2007
I added a review of the Mio DigiWalker P550 GPS Navigation PDA, have a read by clicking Here

July 26th 2007
Well since it appears to be getting difficult to obtain the older Xbox memory cards I have added instructions on how to use a USB Flash Memory stick with the Xbox, have a read by clicking Here

May 31st 2007
I added an article called Why should we trust your reviews?, you can read it Here

May 31st 2007
I added a review of the Corsair Survivor GT 8GB USB Flash Drive, you can read it Here

May 5th 2007
I added an article caled "A Computer for the Living Room, a look at HTPC's" you can read it Here

May 5th 2007
I added a review of the SilverStone GD01MX Home Theater PC Case, you can read it Here

April 13th 2007
I added an article called Customer Service where does it begin? you can read it here

April 12th 2007
I added some articles for the Ottawa, Canada section, I have added these articles:
Old Quebec (the walled city) and La Citadelle
Niagara Falls & Clifton Hill
Canadian Museum of Nature
Mont Tremblant Resort
I also updated the photos on the Winterlude page with some from the 2007 season

April 4th 2007
I Added Little Ray's Reptile Zoo to the Ottawa, Canada section you can read it Here

April 2nd 2007
I added a fun article about the Xmod Hummer versus Team Losi Mini-LST Monster Truck you can read it Here

March 23rd 2007
Windows Vista X86 vs X64 I take a look at compatibility issues, UAC (User Account Controls), memory and CPU needs and my thoughts on Microsoft's newest OS read it Here

March 21st 2007
I have been working on a new style for the website and you should be viewing it as I type this.

August 2nd 2006
I added a review of the Canon Selphy CP510 Compact Photo Printer Review read it Here

July 4th 2006
I added The Bank of Canada Currency Museum to the Museums section.

July 2nd 2006
I added some photos of the Canada Day Celebrations, click Here to view.

July 1st 2006
I have added a tutorial called Flashing the Firmware of your Xbox 360 DVD-Drive, click Here to read.

June 27th 2006
I added the Cumberland Heritage Village Museum to the Ottawa Section, click Here to read.

June 26th 2006
I have added a considrable amount of new photos to the Postcard Section, click Here to visit.

June 23rd 2006
Added a review of the Mt. Cascades Waterpark and slides, click Here to read.

June 15th 2006
I added a review of the Spherex 5.1 Digital Surround Sound System, click Here to read.

June 13th 2006
I added a review of the LG LDA-731 Upconverting HDMI DVD Player, click Here to read.

June 11th 2006
I added a review of the Palm Tungsten T5 Handheld PDA, click Here to read.

June 9th 2006
I added a review of the RX-326 Proview 32'' HDTV Widescreen LCD TV, click Here to read.

March 24th 2006
I also added a new article about Tubing at Edelweiss, click Here to read.

November 1st 2005
Added a review of the Canon CanoScan 8400F Flatbed scanner with Slide and 35mm Negative scanning capabilties, click Here to read.

Sept 29th 2005
A new DVD copy protection has surfaced called 'Arcoos' it appears currently on Sony DVD's and a new tool is needed to bypass this new protection I have a tutorial about using it Here.

July 13th 2005
Added a New section called Ottawa, Canada click Here to visit.

June 9th 2005
I added the Xbox Game review list, click Here to visit.

April 19th 2005
I added a review of the PalmOne Zire 72 PDA, click Here to read.

April 14th 2005
Added a review of the Acer Travelmate 2200, click Here to read.

March 1st 2005
Updated the article Internet Security, click Here to read.

February 9th 2005
Added an electronic Postcard system that allows you to select a photo add a message and send the completed postcard to the recipient, click Here to visit.

January 26th 2005
I added a review of the Creative Zen Micro, click Here to read.

January 25th 2004
I added the Tutorial on Soft Modding any Xbox using the UXE Exploit, click Here to read.

November 10th 2004
Did some updating of various pages been busy with the Xmods section, click Here to visit.

July 30th 2004
I added an article called Hi-End Flummery about the non-sense that Sterophile magazine is so willing to entertain, click Here to read.

July 17th 2004
I added a tutorial on flashing the Xbox's TSOP, click Here to read.

June 23rd 2004
I added an article regarding Macrovision and ATI All-in-Wonder capture cards, click Here to read.

May 20th 2004
Well I finally finished the article 100 inch Screen and 2000 watts, click Here to read.

April 28th 2004
Added a Must read on the subject of Internet Security Am I vulnerable?, click Here to read.

April 27th 2004
Please check out my ranting on the topics of MP3's 'DTS' and other Stuff, click Here to read.

April 22nd 2004
Added an article on making Back-ups of your DVD movies, click Here to read.
I also added an article about the IBM 4100 printer, click Here to read.

April 16th 2004
Added a new section called The Audio Critic, click Here to visit.

April 14th 2004
Added an online Guestbook, click Here to visit.

March 26th 2004
Registered the domain biline.ca (completed and running by April 1st 2004 )

Mission statement
biline.ca is not affiliated with any retail businesses online or otherwise, any mention of businesses or services are due to the relevance of the article you are reading, I may endorse a product or service from time to time but only within the direct relation to the scope of the article you are reading. I have purchased all the items that are reviewed for my personal use and my reviews are based on my experiences with the product. I attempt to provide readers with as much information as possible in all my articles to allow readers to make informed decisions before they spend on a product or service. I firmly believe on full disclosure and if Microsoft was to provide me a laptop with Vista installed to review the newest operating system (and told me to keep the laptop) this information would be indicated up front and the product would probably still get a bad review (fine at least a fair review). As the actual user of the products and services I review, my opinions are based on what I consider to be important features or options, I may overlook items that others consider to be a issue. The only revenue generated through this website is the links provided by Google and I have no control over who or what is shown. That being said I also do not necessarily endorse the vender nor can I vouch for the product.